JIRAAF is an Investment platform that curated investment opportunities in alternative investment products with low minimum investment and fixed returns. It aims to enable investors to create a more diverse his portfolio by providing access and ease of trading to multiple new-age his asset-backed investment options. we allow to participate in invoice financing transactions
IDEA
PLATFORM FOR HIGH-YIELD ALTERNATE INVESTMENT OPPORTUNITIES
RESEARCH
AN INVESTMENT PLATFORM THAT OFFERS INVESTMENT OPPORTUNITIES
MARKET
PLATFORM FIXED INCOME PRODUCT & EQUITY LIKE RETURN
BUDGET
SECURED & FIXED INCOME STREAM
PARTNERS
JIRAAF CORPORATE BOND IS LEADING
PRODUCT
BEST ALTERNATIVE INVESTMENT PRODUCT
TYPES OF VARIANTINVOICE FINANCING
Invoice Financing can be classified into two categories that is being discounted
The Seller Approaches the investor to have his invoice discounted by the buyer/customer and ask the investor to advance him on the behalf of buyer. when the invoice is due, the buyer pays the lender either directly or through the seller. most of the time (but not always) the seller is his SME or supplier supplying to big companies like HUL, ITC, Maruti. The Financier receives the credit as a consolation that the customer will pay on time. IN SIF, sellers approach investors
Sales Invoice Financing (SIF)
Purchase Invoice Financing (PIF)
The Buyer approaches the financier to discount the invoices raised on them by the seller and requests the financier to pay seller on his behalf. Financier takes entire recourse on the buyer. In such cases, buyer is managing its trade payables by line of credit. in PIF, large company approaching the financiers. It is important for the financiers to research and understand the term.